Teachers Savings & Credit Cooperative
Your financial future starts here
Join PTS. Ltd and enjoy secure savings, affordable loans, and investment opportunities tailored for teachers and professionals.
Trusted & regulated
Licensed by the Tanzania Co-operative Development Commission under Reg. No. CR.852.
Fast loan approvals
Quick turnaround on loan applications so members can access funds when they need them.
Dedicated to members
A team that puts teachers and members first, from first deposit to loan closure.

About us
About PANGANI TEACHERS SACCOS LIMITED
PANGANI TEACHERS SACCOS LIMITED (PTS. Ltd) ni taasisi ya uchumi wa kujitegemea iliyowekwa rasmi chini ya Sheria ya Taasisi za Uchumi wa Kujitegemea Tanzania. Inaajishikilia kufanya kazi kwa ustawi wa wanachama wake ambao ni walimu, afisa walimu, na wafanyakazi wa elimu nchini.
SACCOS hii imejikita katika kukuza uwezo wa kiuchumi wa wanachama kwa kutoa mfumo wa kuweka akiba, kukopesha kwa riba nafuu, na uwezo wa kuwekeza kwa faida zao. Tunakaribisha wanachama kutoka kwa taaluma zote, siyo tu walimu, bali kila mtu anayetaka kushiriki katika kuweka akiba na kujenga mustakabali mzuri.
Years of experience
Active members
What we do
Our Services
Savings, credit, and investment services built for teachers and professionals across Tanzania.
Insights
From the blog
Ready to become a member?
Join PTS. Ltd today and start your journey towards financial growth and security.
- No hidden fees
- Flexible contributions
- Competitive loan rates
